Frequently Asked Questions

Learn how Clampay Works.

What is Clampay?

Clampay is a save-to-own platform that helps you acquire valuable assets without falling into debt traps. Instead of borrowing or using predatory "Buy Now, Pay Later" services, you save toward your target amount. Once you reach your goal, we deliver your chosen asset through our partner shops.

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How does it work?

Choose your asset or goal from our catalog or create a custom goal. Save gradually—make contributions as your budget allows. Reach your target amount—Clampay secures your asset from trusted vendors. Collect or receive your asset—debt-free and stress-free.

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Is Clampay a loan service?

No. Clampay is not a lending or credit company. We do not charge interest or issue loans. You own your asset outright once you complete your savings target.

Can I access my savings before reaching the goal?

Yes. You can request a withdrawal if your plans change. However, we encourage you to stay on track to achieve your original goal.

What happens if I face a financial emergency?

Clampay partners with select shops to temporarily lend essential items under specific conditions if you're facing hardship. This is evaluated case by case to protect both you and our vendors.

Are my funds safe?

Absolutely. Funds are held securely, and all partner shops are vetted. We use trusted payment channels and follow strict financial safeguards.

What fees does Clampay charge?

Clampay charges a small service fee for platform maintenance and vendor coordination. Exact fees are transparently shown before you start saving.

Can businesses partner with Clampay?

Yes. Shops and suppliers can join as partners to supply assets to our savers. Contact us at partnerships@clampay.co.ke.

Where is Clampay available?

Clampay is currently available in Kenya, with plans to expand to more regions soon.